snbr2011
Registered User
Hi Folks,
My name is Doug and my wife and I bought a house in a flood zone AE although there has never been any flood on the area. House never had any water issue. However there is a small creek not far from the house across the street behind some of our neighbors house down on a slope. We knew about the insurance which is 2k per year but what's stressing us the most is the whole 50% rule on renovations. We had a CE done and it showed that our LAG is about 8'' below the BFE. We are literally freaking out as to what we should do. We have been searching online for people that have added fill on those low areas to raise the LAG to meet the BFE which is a very small area. Thing is we dont know whats involved in the process. We have been told that the town is a bit restrictive when it comes to flood zones. Any feedback from you knowledgeable folks would help us tremendously. I am in Fairfield CT
Thanks
Doug and Kelly
My name is Doug and my wife and I bought a house in a flood zone AE although there has never been any flood on the area. House never had any water issue. However there is a small creek not far from the house across the street behind some of our neighbors house down on a slope. We knew about the insurance which is 2k per year but what's stressing us the most is the whole 50% rule on renovations. We had a CE done and it showed that our LAG is about 8'' below the BFE. We are literally freaking out as to what we should do. We have been searching online for people that have added fill on those low areas to raise the LAG to meet the BFE which is a very small area. Thing is we dont know whats involved in the process. We have been told that the town is a bit restrictive when it comes to flood zones. Any feedback from you knowledgeable folks would help us tremendously. I am in Fairfield CT
Thanks
Doug and Kelly