OK, UB, I'll confess -
I am an architect in Southern California. My company does many different kinds of work, including consulting to the planning department of the city in which I live. My community has a large population of relatively wealthy immigrants, andwhen it comes to development, part of our job as consultants is to explain to them how they must play by the rules of our civic culture, meaning they need to get planning and building approvals.
Last summer I started a small remodel within my house. No expansion of square footage, but reconfiguring what I already had. I justified that I did not really need a permit. Then - like many home remodels - the scope of work expanded, and next thing I knew I was completely rewiring and replumbing the house, subdividing the laundry room to create a new bathroom, and redoing the entire kitchen. I was about to drywall everything closed and I still had not pulled a permit; I was so far along, I could have gotten away with it.
Around that time, the planning director called me up and told me how much the city appreciated my work, and (except for the fact that I was already a hired consultant) they would've nominated me for the design review board. The next day I awoke and realized that unless I pulled permit, I could never look those immigrants straight in the eye, let alone the planning director and building official. So I quickly drove down to the building department and told my friends at the building department that my little home improvement project was now definitely something that needed a permit, and I needed to let someone there know, before I actually got away with it. They appreciated me coming clean, and there was much friendly debate afterward as to whether I could have ultimately suceeded (I would have - - I know how to hide telltale 'drywall footprints' in the driveway).
Anyway, it ended up costing several thousand dollars more (time-wise and dollar-wise) to do it under permit, but at least I can sleep with a good conscience... not only because it's all legit, but also because the permit fees paid the salaries of those who hired me as a consultant.
So that was my journey. Anyone else?