Napa probably the new center of my work world.

[MASSDRIVER]

Well, I'm about an hour away, driving, more like a half hour as the crow flies.

I woke up last night to a very low, almost subsonic "whump,whump, whump" and got rolled back and forth in bed until I got up and tried to stand.

So where I'm at it just rolled and shook, and made the neighbors pool slosh around. I have some friends in Napa right now and they said it got with it pretty good.

Shook some masonry off a few of the old buildings too. Scientists say the fault was dormant for maybe 1.6 million years before today's event.

Pretty fun ride this time.

Brent.

 

[ICE]

Scientists say the fault was dormant for maybe 1.6 million years before today's event.

Like they have a clue.

 

[conarb]

Brent:

What does an earthquake have to do with The Americans with Disabilities Act?

 

[fatboy]

More important, what does ADA have to do with an earthquake thread?

 

[MASSDRIVER]

Brent:What does an earthquake have to do with The Americans with Disabilities Act?

Um, I'm not sure.

Brent.

 

[ICE]

The ambulance chasers will be all over Napa.

I respond to fires. My job is to determine where it is safe to be inside the building, if at all. I also decide how much of the building can be saved, if at all. It's not nearly as important as it sounds and most of the time it is just me and the burned mess.

One day I responded before the smoke was gone. The back half of a ranch house was rubble. There were six to eight restoration contractors waiting out front. I knocked on the door and it flew open. A woman shouted at me, "Didn't you hear me....we just got here....we need time to think....now leave us alone" Then the door slammed.

I turned towards the vultures and they were smiling. At that moment the door opened and a man said, "I'm sorry, she didn't know who you are...please come in." He had caught a glimpse of me as she was slamming the door and he recognized me.

I spent twenty minutes with them. As I was leaving I approached the huddle of vultures. They weren't smiling. I said, "Well folks, you get off early today, I got the job".

There was a collective groan, the venue broke up, and they headed for their trucks. I had to park a ways away and a female vulture was walking beside me. She asked me how I managed to get in and score the job when the owners were screaming at the rest of them. I told her to continue to her ride ..... circle the block ..... wait for the owners to emerge and then go to work.

What do vultures have to with with an earthquake thread?

 

[cda]

Yep love when the vultures get there and the house is still warm!!!!

I try to let uneducated homeowners know most insurance companies take care of them very well

 

[mark handler]

Yep love when the vultures get there and the house is still warm!!!!I try to let uneducated homeowners know most insurance companies take care of them very well

Only 17% of California's homeowners have earthquake insurance, most are in denial.

99% of unreinforced Masonry building owners do not have earthquake insurance.

Most Homeowners are SOL

Now is the time for the Unlicensed and CSLB "cited" contractors to fall from the sky

 

[mmmarvel]

Only 17% of California's homeowners have earthquake insurance, most are in denial.99% of unreinforced Masonry building owners do not have earthquake insurance.

Most Homeowners are SOL

Now is the time for the Unlicensed and CSLB "cited" contractors to fall from the sky

Sounds like there might be some fire sales ... er, I mean earthquake sales soon. Not having earthquake insurance in CA would be like not having flood insurance in Houston - don't own a home without it.

 

[MASSDRIVER]

Now is the time for the

CSLB "cited" contractors to fall from the sky

My catagory. With any luck I'll be able to go another 14+ years of very happy and repeat clients before I run into two in a row low grade, sour, vindictive a-hole emeffiners bent on trying to extract cash from a job. Last time I ever work with relatives of neighbors for half price trying to do favors. Thank god for the appeal process, huh?

Brent

 

[ICE]

With any luck I'll be able to go another 14+ years of very happy and repeat clients before I run into two in a row low grade, sour, vindictive a-hole emeffiners bent on trying to extract cash from a job.

That's a topic that we never talk about. When owners come around crying woe is me because some big bad contractor worked them over, I have to wonder if it was rape or consensual. Sometimes it's hard to tell who is the bigger crook.

 

[ICE]

Sounds like there might be some fire sales ... er, I mean earthquake sales soon. Not having earthquake insurance in CA would be like not having flood insurance in Houston - don't own a home without it.

Earthquake insurance isn't cheap and the deductible is upwards of 15% of the value of the building. Unless a huge quake with lots of damage tears up my house, $100 per month is too much. Besides that, like Brent's scientist said, It was 1.6 million years since the last quake on that fault. Mine went off not long ago so I'm good for another 20,000 lifetimes.

 

[conarb]

Earthquake insurance isn't cheap and the deductible is upwards of 15% of the value of the building. Unless a huge quake with lots of damage tears up my house, $100 per month is too much. Besides that, like Brent's scientist said, It was 1.6 million years since the last quake on that fault. Mine went off not long ago so I'm good for another 20,000 lifetimes.

The deductibles are huge too, as I recall it was about $25,000 when I looked into it, I too take my chances. I've even considered not renewing homeowners' insurance, but the liability coverage is what stops me, every year I pay it thinking I will reconsider next year.

 

[ICE]

The deductibles are huge too, as I recall it was about $25,000 when I looked into it, I too take my chances. I've even considered not renewing homeowners' insurance, but the liability coverage is what stops me, every year I pay it thinking I will reconsider next year.

In the SF Bay area the deductible for homeless people is more than $25,000.

 

[David Henderson]

The deductible is 10% to 15% is a huge deductible 400 to 500K home 40K to 75K. 500K home with 15% deduct 100K damage 75K out of pocket, because deductible based on total value of building.