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Correct...knee jerk reaction...But that is what happens when we are getting "bad codes" jammed down our throats. We lose that respect and support of those we regulate, and they go over the top against regulation....The investigating I have done to shows the the Home Builder's association's estimates of cost are far more accurate than anything put out by green advocacy groups or the federal government. If you go point by point down the list in their reports of the cost of, say, adding more insulation, they have very reasonable numbers in each of those categories. I don't know where the other groups get their data, but it is clear that they have no idea what material and labor actually costs. $15,000 to $20,000 increase in cost is completely reasonable if you are jumping from the 2009 Energy Code to the 2021 Energy Code.
Not to say that there is no benefit to building houses that meet modern energy standards - we are still on the 2009 code here, and I could see a benefit to moving to the 2018 code - by the NAHB's own numbers I calculate only a 10.64 year payback period for an approximately $7,000 cost increase per home over the 2009 version.
Halting the building code and eliminating the braced wall panel inspection, on the other hand, was totally a dumb thing to do.
NC is under the state department of insurance.Until the building codes are put under a State insurance agency they will always be sidestep by local municipalities due to political reasons. Insurance companies have to be concerned about money and losses due to bad construction.
I don't think municipality should have building inspectors. I believe the insurance companies should have the inspectors since they are concerned about the bottom dollar. They're not going to play politics if it cost them a billion dollars.If the builder is building to code as required by law, this makes no difference whatsoever in the buildings safety....Unless NC has upped their wind or something else in a newer code....
It needs to be under the insurance companies with no politics.NC is under the state department of insurance.
This contractor's board only concerned about the bottom lineIf the builder is building to code as required by law, this makes no difference whatsoever in the buildings safety....Unless NC has upped their wind or something else in a newer code....
That is a novel approach.I don't think municipality should have building inspectors. I believe the insurance companies should have the inspectors since they are concerned about the bottom dollar. They're not going to play politics if it cost them a billion dollars.
Yes because of 30 years in the business... It's just like in investigations the state police have less politics in the local police. And the private investigators have none.That is a novel approach.
It used to be that way, the insurance companies basically invented the building code, but the insurance companies all had different rules, so you couldn't swap your coverage to another company without remodeling your building. You couldn't really appeal a ruling if the inspector was being a jerk for no reason, because you were stuck with them unless you wanted to remodel your building. They are also notoriously hard to deal with - just try to get them to pay out for something... It would be like letting the utility companies do all of the inspecting, they come up with wacky rules on the spur of the moment, and you are stuck because they are the monopoly. Obviously some are better than others.I don't think municipality should have building inspectors. I believe the insurance companies should have the inspectors since they are concerned about the bottom dollar. They're not going to play politics if it cost them a billion dollars.
Interesting information. Well how about this. Anybody with any brains hires private approved inspectors and they work for lawyers and the lawyers take care of the problems. Let's see how many bad contractors would stay in business...It used to be that way, the insurance companies basically invented the building code, but the insurance companies all had different rules, so you couldn't swap your coverage to another company without remodeling your building. You couldn't really appeal a ruling if the inspector was being a jerk for no reason, because you were stuck with them unless you wanted to remodel your building. They are also notoriously hard to deal with - just try to get them to pay out for something... It would be like letting the utility companies do all of the inspecting, they come up with wacky rules on the spur of the moment, and you are stuck because they are the monopoly. Obviously some are better than others.
I guess my point is that market forces originally pushed code enforcement to municipalities because it was easier to deal with the city than the insurance company.
You are absolutely right that the insurance companies getting fed up with a problem is what causes codes to be tightened up.
I will not deny that some cities are certainly bad enough that insurance companies would be a vast improvement.
You want for-profit companies in charge of Codes? Think about this for a second.....It needs to be under the insurance companies with no politics.
For profit municipalities hire for profit companies quite often.You want for-profit companies
So if I have no mortgage and no insurance I don't need inspectors?After having been in the field for over 20 years the most logical answer is to have contractors that care about the codes. In my state they allow private inspectors and plan reviewers to work for contractors as I do right now. But I do not recommend that setup. I recommend special inspectors that are approved by the state to work for insurance companies or mortgage companies. The insurance company and lawyers come in because the insurance companies care about the product not getting damaged or paying claims on it. This has to be taken out of the politicians hands even at the local level.
That is up to you to hire your own inspector that answers to you and not hire someone in government that has sovereign immunity against incompetence.So if I have no mortgage and no insurance I don't need inspectors?
Yeah they are...just not completely...That is up to you to hire your own inspector that answers to you and not hire someone in government that has sovereign immunity against incompetence.
Government inspectors are not there to protect you against the builder.