I have an existing ranch house at 1285 sq. ft. A new 2nd floor addition is going on top for 1285 sq. ft. The R-13 will go in the walls at 8' high. The R-38 will go in the attic. This is all on REScheck. Then he added R-60 batt between the existing first and new 2nd floor in the 16" TJI @16" o.c. And he passes by .4%. Can he add insulation between conditioned spaces for an addition? What is he insulating himself from?