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General and professional liability insurance

Discussion in 'Code Administration' started by Sifu, Jun 29, 2020.

  1. Sifu

    Sifu Gold Member

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    Poll-for those who do private plan review for yourselves:

    As a private entity, not an LLC or incorporated entity, when providing a plan review in a consulting capacity, no stamps or approvals, just providing observations to the building official for his review for him to approve or deny, do you carry general liability or professional liability insurance?
     
  2. ADAguy

    ADAguy Registered User

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    Depends, as a licensed architect I carry both and require a disclaimer of use of my opinion from the official.
     
  3. Sifu

    Sifu Gold Member

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    If I were providing a design, or "stamping" them or otherwise approving them I would think it necessary. I am nether approving nor disapproving, just pointing out where the design might deviate from code. Just doing a review for code compliance to be used by the AHJ at his discretion I don't think I need it. I carried it as a GC many moons ago, but that is a totally different animal. I am just no sure any liability or E & O insurance is needed. The closest category for policy needs is architectural services, which is way beyond what I provide.
     
  4. ADAguy

    ADAguy Registered User

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    In CA if licensed you cannot give an opinion without a contract.
     

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