More safety is rarely a bad thing, but a 15 net (at best) load factor adds a lot of occupants really quickly. I've experienced many downsides to just using the room area without reduction for fixed elements.
I'm currently working on a project where the reception desk, if it was included in the net area of the waiting room its in, would add 4 occupants by itself. Those 4 occupants are the difference between requiring one exit (existing suite, only has one exit) and two exits (which would be impossible / ungodly expensive to provide).
Another example I've run into more than a few times: In CA, let's say you have an OL of 200 in an office building. 6 water closets (2 men, 4 women) are required. If you hit 201 occupants, you suddenly need 11 water closets (3 men, 8 women) minimum. It's not a matter of a few occupants adding one or two fixtures. A few occupants can change an entire floor plan depending on the project (and jurisdiction).
Why not utilize what code allows? Is it ideal? No, but the wizards that write this stuff say it meets minimum life-safety requirements.