Its City of Anchorage, Alaska requirement, never seen that anywhere else but its due to seismic. Anchorage is on a swamp of sediment. My property now is on the kenai Peninsula south 150 miles is on great SP/SW sandy gravel soils. When i did build up there, they wouldnt let me pour monolithic. I their mind I think it might of had to do with the "seismic hooks" you have to install I am really not sure, I thought it was stupid seemed to me I could still pour monolithic. They make you build these hooks that extend from the footing up to a few inches down from the top of the stem wall, or you can use galvanized "all thread." Then my home designer over engineered everything above the Muni, that place was a nightmare I ended up subing out a lot of the house construction.