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Agreed. Bond beam is the terminology used in the code.What you picture shows is called a "Bond-Beam" here.
I don't like top plates because most of the time it is the weakest link because of problems with the bolts being embedded properly and tying to the horizontal Bond beam.2021 IRC - R802.6 Bearing
The ends of each rafter or ceiling joist shall have not less than 1-1/2 inches (38 mm) of bearing on wood or metal and not less than 3 inches (76 mm) on masonry or concrete. The bearing on masonry or concrete shall be direct, or a sill plate of 2-inch (51 mm) minimum nominal thickness shall be provided under the rafter or ceiling joist. The sill plate shall provide a minimum nominal bearing area of 48 square inches (30 968 mm2). Where the roof pitch is greater than or equal to 3 units vertical in 12 units horizontal (25-percent slope), and ceiling joists or rafter ties are connected to rafters to provide a continuous tension tie in accordance with Section R802.5.2, vertical bearing of the top of the rafter against the ridge board shall satisfy this bearing requirement.
R606.11 Anchorage
Masonry walls shall be anchored to floor and roof systems in accordance with the details shown in Figure R606.11(1), R606.11(2) or R606.11(3). Footings shall be permitted to be considered as points of lateral support.
FIGURE R606.11(1)View attachment 11507
ANCHORAGE REQUIREMENTS FOR MASONRY WALLS LOCATED IN SEISMIC DESIGN CATEGORY A, B OR C AND WHERE WIND LOADS ARE LESS THAN 30 PSF
For SI: 1 inch = 25.4 mm, 1 foot = 304.8 mm, 1 pound per square foot = 0.0479 kPa.
Note: Where bolts are located in hollow masonry, the cells in the courses receiving the bolt shall be grouted solid.
FIGURE R606.11(2)
REQUIREMENTS FOR REINFORCED GROUTED MASONRY CONSTRUCTION IN SEISMIC DESIGN CATEGORY C
View attachment 11508
Wood and contact with concrete products does not have to be pressure treated if the concrete is not in contact with the ground.I believe it is complaint. You have the tie downs & the felt gives the barrier between the two so it doesn't need to be pressure treated.
It use to be within 8" of the ground but I am not sure what it is anymore.Wood and contact with concrete products does not have to be pressure treated if the concrete is not in contact with the ground.
Use it or lose it.It use to be within 8" of the ground but I am not sure what it is anymore.
I forgot to add that the sill must be pressure treated if in contact with concrete or masonry and any wood in contact with concrete or masonry that is in direct contact with the grade like basement furring strips. But strangely beams pocketing into concrete above grade don't need to be pressure treated.Use it or lose it.