Hello. My partner and I are strongly leaning toward getting open-cell spray foam insulation installed in our attic, and we wanted to get some feedback from people who have experience with it. We’re having it professionally installed, and we’re comfortable with the price. One of the things we like most about it is that it would allow us to put decking in the attic for storage, which is a huge bonus for us. However, we’ve come across some concerns about moisture, mold, and mildew. Specifically, we’ve read that open-cell foam can potentially trap moisture, which could cause problems with the roof over time. We’ve also seen some claims that insurance companies might not cover homes with spray foam, and that some mortgage lenders even refuse to finance homes with this type of insulation.
So yes foam can trap moisture coming from the homes occupants..
Like any antibiotic that a doctor writes a script for, you need the full dose, and for the recommended time otherwise you get sicker. Foaming an attic needs a few more things to make it a "prescriptive" solution.
The humidity that is normally produced by occupants cant leave the home through the upper areas from stack effect now that you have a sealed attic.
In the winter, absolute humidity is low outside. Ideally you would have 40-45% RH indoors. If the inside surface temperature of your assembly's is above the dew point, your safe. We learned from the Building Performance Inc, Building analyst that 40-45% RH produce the lowest mold counts. There are types of mold that like higher RH and types that like lower RH and the sweet spot is the safest range.
Go figure, our lungs work best at these numbers.
Now, a tight house with poor ventilation can have problems as the RH can (and will) rise naturally. When I say ventilation I don't mean the traditional attic vents where the soffit and gable vents provided ATTIC ventilation. I mean whole house ventilation for you the occupant.
Absolutely provide the spray foamed attic with active heating and cooling (treat that space as any other habitable space) You'd be surprised how little most attics need. I regularly see attics that have 1800 sq ft of ceiling below it needing less than what one 4 or 5" supply run out provides.
Ok, now the attic is warm in the winter (just like any other part of your house) we need to talk about whole house ventilation.
Im unlike most, and in my climate zone believe one energy star labeled exhaust fan, with a 6" exhaust port necked up to 8" for a flex runout to a 6" exterior termination on a true ventilation timer (without any hard turns) is by FAR the best...
Its counterintuitive, why make the house leak when so much work went into making it tight...
But Infiltration is not controllable. Not the amount you loose, not when you need it. Nothing about it.
Most typical homes can leak 5x or 10x what they ideally should.
When exhaust only is set correctly (in a well sealed home) your able to remove excess indoor humidity (at the right amount) and its replacement air (coming from outside) has a drying effect.
Also, a foamed roof typically has a MUCH better R value, loosing less heat from conduction.
Now summertime conditions we would expect the cooling system to dehumidify the home.
SO you followed my directions, find your home is a tad on the dry or humid side.
Guess what, you can make the exhaust fan run longer or less to dial in your indoor humidity.
Now, Open cell is NOT a vapor barrier. In my location 2 coats of paint on the drywall is all we need. If your in zone 4, were you planning on painting over the open cell foam ? Id bet no. If it were my home, and in my climate, Id get 2" of closed cell on the sheathing and then fill the cavity (any beyond) with open cell.
Now you wont have to worry about the 40% RH wicking through the open cell and condensating on the roof inside surface.
Don't forget, foam in an attic needs an intumecent coating to meet code. Code talks about what standard needs to me met depending on the product.
I know there appears to be a lot of back and forth, but understand the benefits FAR outweigh the typical approach any by ALOT.