What To Do, What To Do......Fire Damaged Home (long)

[globe trekker]

post deleted by globe trekker

 

[conarb]

We did fiind out that they do have a mortgage on the home so we are hoping that the bank might just take a hand in the process.

Sue:

That's the right approach, in California we passed insurance regulations barring the insurance companies from forcing their insureds into using their contractors, they have to pay the funds to the insured if they request them. All insurance company disbursements carry the names of not only the insured, but all lien holders on the affected real property, the insured has to run around getting all named parties to sign off on all disbursement checks, and sometimes that means sending the checks out of state, or even in one instance that I was involved in, out of the country. The owner is not going to get any money unless and until all lien holders sign off. Homeowners policies also carry coverage for personal belongings and living expenses, the trip to Disneyland was probably paid for by the funds paid for personal losses and not the real property losses. Go to the bank!

 

[TJacobs]

deleted by poster

 

[FredK]

LIke evenme said you should be able to get the name of the lien holder from the county. Include them in the process with any letter to the owner. Not sure if you have an building abatement or a fire issue, but at this point the fire issue is the foremost.

Here we get a copy of the issurance report as to the damage and will inspect those areas. Many times also included is a structural engineer's report if truss/walls are damaged. And the homeowner can do the work if so desired.

As to the kids and how they live while it's an issue it's not our call.

 

[brudgers]

LIke evenme said you should be able to get the name of the lien holder from the county. Include them in the process with any letter to the owner. Not sure if you have an building abatement or a fire issue, but at this point the fire issue is the foremost. Here we get a copy of the issurance report as to the damage and will inspect those areas. Many times also included is a structural engineer's report if truss/walls are damaged. And the homeowner can do the work if so desired.

As to the kids and how they live while it's an issue it's not our call.

Going to the bank isn't the building department's call either - nor is rallying the insurance adjuster.

Condemnation is the City's tool.

 

[north star]

% % % %

Sue,

As you already know; and a lot on here have observed, you are

trying to gather as many useful resources as possible to assist

you and your team to adddress this issue.....If it were me, I too

would be trying to gather as many positive resources as I could.

Unfortunately, on this Forum there are some who have a

negative input on [ seemingly ] most things......I believe that you

are savvy enough to discern who is earnestly trying to help you

and who is not! ;-)

Please keep us apprised, as you can!

% % % %

 

[peach]

Brud..

I don't recall typing that we should criminalize mental illness... crazy parents or just bad parents, need to get the kids out of the situation at least temporarily.

No need to get the bank "involved"... just notify them that you intend to tear down a property in which they have a vested interest.. it's part of that pesky due process clause.

 

[Alias]

A few pictures of the property. Most of the stuff that is in the pictures has been in the yard for eons, including the fridge. Only 'new' item is the couch in the first picture which I saw today. One dumpster has been filled, 2nd is partially full. A little bit of progress........Sue

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[brudgers]

Brud..I don't recall typing that we should criminalize mental illness... crazy parents or just bad parents, need to get the kids out of the situation at least temporarily.

No need to get the bank "involved"... just notify them that you intend to tear down a property in which they have a vested interest.. it's part of that pesky due process clause.

I think any search of this page for "jail" indicates quite the opposite:

that'll get their attention (not only is the home no longer going to be there.. they will have a new dwelling - jail).

But you really top yourself in your self-righteous crusade for the children's welfare - not only do you send them off to live with strangers, throw their parents and cousins in jail, and destroy their home - but also turn their mother against the rest of the family.

Depending on how bonded parents are to children, you can get ongoing compliance quickly... maybe.Mom, Dad, cousins, whoever may well be sitting in jail, so there's no one to oppose the condemnation proceedings. Get an order (most judges will give them 30 days to start compliance.. which they can't do from jail)... hire a demo company and bye-bye house.

In most cases, Mom (now in jail) is going to sing like a bird to implicate everyone but herself

If you've actually done this sort of thing before, there's special place in hell.

 

[FyrBldgGuy]

Alias, you indicated that previous fires were investigated by CalFire. Go up the chain of command at CalFire and get a full investigation into this property. Multiple fires involving electrical hazards would indicate a pattern.

If CalFire can determine that a sprinkler system can blow up a house then maybe they can determine that multiple fires of the same pattern is a potential arson case. If necessary call Tonya.

 

[Alias]

Alias, you indicated that previous fires were investigated by CalFire. Go up the chain of command at CalFire and get a full investigation into this property. Multiple fires involving electrical hazards would indicate a pattern. If CalFire can determine that a sprinkler system can blow up a house then maybe they can determine that multiple fires of the same pattern is a potential arson case. If necessary call Tonya.

Have the CalFire report for this one, they said it was electrical. The garage fire was undetermined if I remember correctly. With the amount of junk in the garage, I think that this is why they called it undetermined. Unfortunately, we have a multiple problem incident - lots of 'stuff' + 'poor electrical' = a huge mess.

Thanks for the CalFire contact! I'll pass it on to our FM.

 

[FM William Burns]

A little late into this one.

FBG, mentions most of what I would have advised since it does reek of suspicious indications. Scortched outlets in areas other than suspected origin are unusual indeed. Maybe the fire investigator just wanted to pass it off since the structure looks like a minor case file. I agree with going higher and also contact the adjuster's SIU investigator since there appears to be a history of potential fraud and the insurance company has to provide that information to requesting investigators.

 

[Alias]

FMWB -

I was wondering what had happened to you.

I just got the fire report and it lists "undetermined" as the cause of the fire. References 'homeowner complained to power company' and 'possibly electrical'. Very sketchy indeed.

On another note, met with the homeowner and one of his adult children and they picked up a building permit application. Their plan is to gut the house, rewire it entirely, new sheetrock, repair 1 truss, windows and doors (so far). He also informed me that he had contacted a local electrical contractor and would be working with him. I have since talked to the electrician who will be overseeing the entire rewiring of the home.

Enviromental Health guy was here and gave them a 15 day clean-up notice so I don't have to deal with that part of the equation(yet). I will be keeping an eye on ALL the proceedings!

 

[peach]

Brud..

When you see children killed by the parent and stuffed into a freezer, you'll understand why some children are just better off not living with mom and dad.. with their filth and needles.

Child abuse is a crime. Period.

Not only is it criminal, it creates a pattern that the child WILL likely repeat.

I worked very closely with a charter school for unwed moms... they lived during the week at the school learning life lessons, job skills, child care, budgeting, etc., in addition to their HS classes. 100% of these unwed moms were children of unwed moms. They grew up on welfare, in abusive homes. The school helped some of them break that pattern of behavior.

 

[north star]

$ $ $ $

peach,

IMO, you're wasting your time explaining!......He will never get it!

Nonetheless, he IS still a valued Forum member!



Sue,

Kudos to you!...Sounds like some very positive results are occurring.

$ $ $ $

 

[brudgers]

Brud..When you see children killed by the parent and stuffed into a freezer, you'll understand why some children are just better off not living with mom and dad.. with their filth and needles.

Child abuse is a crime. Period.

Not only is it criminal, it creates a pattern that the child WILL likely repeat.

I worked very closely with a charter school for unwed moms... they lived during the week at the school learning life lessons, job skills, child care, budgeting, etc., in addition to their HS classes. 100% of these unwed moms were children of unwed moms. They grew up on welfare, in abusive homes. The school helped some of them break that pattern of behavior.

Wow...I didn't think someone could actually equate unwed mothers with someone kills their children and places them in a freezer. That's got to be an internet record of some sort.

On the other hand, I'm not surprised that it comes from a person who segways from criminals to unwed mothers as if it were something other than an utter non-sequitor.

 

[conarb]

I'm not surprised that it comes from a person who segways from criminals to unwed mothers

Somehow the vision of Cindy riding a Segway from criminals to unwed mothers I find amusing on this Easter evening, I guess Cindy is our first true

.

 

[texasbo]

Wow...I didn't think someone could actually equate unwed mothers with someone kills their children and places them in a freezer. That's got to be an internet record of some sort.On the other hand, I'm not surprised that it comes from a person who segways from criminals to unwed mothers as if it were something other than an utter non-sequitor.

This coming from the poster boy for the non-sequitor, who can't pass up the chance to reference racism and slavery when others are discussing the ridiculousness of handicapped accessibility legislation...

I'd say the pot was calling the kettle black, but you'd twist it into a slur.

 

[jim baird]

The New Yorker had a good story some weeks ago about a family practice clinic in Oakland whose med director is a Carribean born ball of fire focusing, in her spare time, on research that tries to develop a case for "adverse childhood experience" as being a public health problem much like smoking, obesity, and other environmental factors. Such adverse experience might include domestic violence, drug abuse, child and sexual abuse, and living conditions like those Alias posted pictures of.

 

[brudgers]

The New Yorker had a good story some weeks ago about a family practice clinic in Oakland whose med director is a Carribean born ball of fire focusing, in her spare time, on research that tries to develop a case for "adverse childhood experience" as being a public health problem much like smoking, obesity, and other environmental factors. Such adverse experience might include domestic violence, drug abuse, child and sexual abuse, and living conditions like those Alias posted pictures of.

Yeah right.

It's not as if throwing a child's parents in jail, sending them off to live with strangers who will take them in so long as the state sends a check, and bulldozing their home would possibly distress a child.